Privacy Policy

Last Updated: May 19, 2026

Welcome to FinlyticZ (the "Platform"). This Platform is operated by PayVance Innovation Private Limited ("Company", "we", "us", or "our"), a company incorporated under the Companies Act, 2013, with its registered office at A112, Centrum Business Square, Road No. 16, Wagle Estate, Thane, Maharashtra – 400604, India.

We value your privacy and are committed to protecting your personal and business data. This Privacy Policy governs the collection, use, disclosure, storage, and protection of information when you visit our website (www.finlyticz.com), use the FinlyticZ mobile application, or access any related digital services.

By accessing or using the Platform, you provide free, informed, and unconditional consent to the practices described in this Policy. If you do not agree with these terms, you must discontinue use immediately.

1. Information We Collect

We collect several types of information to provide, maintain, and optimize our real-time analytics services:

1.1 Personal Information

• Name
• Business/Company name
• Email address
• Phone number
• Designation
• Account login credentials

1.2 Transaction Information (Website Only)

Payments made on our website are handled via secure, PCI-DSS compliant third-party payment gateways (such as Cashfree or other authorized processors). We collect:

• Billing details
• Transaction ID
• Payment status

Note: We do not store your raw debit or credit card details on our servers.

1.3 Technical & Usage Data

• IP address, device type, and operating system.
• Browser information and session logs.
• Crash analytics and performance data.
• We may utilize analytics tools like Google Analytics to evaluate platform usage and improve performance.

2. Purpose of Data Processing

We process your data strictly for legitimate business operations, including:

• Authenticating user accounts and managing system access.
• Providing real-time financial reporting and business intelligence services.
• Processing website subscriptions and payment transactions.
• Offering onboarding assistance and customer support.
• Monitoring, maintaining, and improving platform functionality.
• Detecting, preventing, and mitigating fraudulent activities.
• Complying with statutory legal obligations.

By registering on the platform, you consent to receive service notifications, account alerts, and transactional communications via email.

3. Data Sharing and Disclosure

We do not sell your data. We may share your information only under the following strict scenarios:

• Service Providers: With trusted infrastructure partners, hosting providers, and secure payment gateways who operate under strict confidentiality obligations.
• Legal Compliance: When required by law, regulation, or a valid government request.
• Corporate Restructuring: In connection with, or during negotiations of, any merger, sale of company assets, restructuring, or acquisition of all or a portion of our business.

4. Data Security

We implement industry-standard administrative, technical, and physical safeguards to protect your personal information, including:

• Secure cloud server infrastructure maintained by trusted providers.
• SSL (Secure Sockets Layer) encrypted data communications.
• Restricted internal access controls and continuous security monitoring.

While we take rigorous precautions, no digital transmission or storage system can be guaranteed 100% secure. Users acknowledge these inherent internet risks.

5. Data Retention

We retain your information only for as long as necessary to fulfill the purposes outlined in this policy, deliver our services, resolve disputes, prevent fraud, and comply with legal or regulatory obligations. When no longer required, data is either securely deleted or anonymized.

6. User Rights

Depending on applicable laws, you have the right to request:

• Access to the personal data we store about you.
• Correction or updating of inaccurate or incomplete information.
• Deletion of your data, where legally permissible.
• Withdrawal of your consent for specific data processing activities.
• Opt-out choices regarding promotional or marketing communications.

To exercise any of these rights, please contact our Grievance Officer using the details provided below

7. Cookies Policy

The Website may use cookies for authentication, secure session management, and analytics purposes. You can modify your browser settings to decline cookies; however, doing so may cause certain features of the platform to function incorrectly.

8. Limitation of Liability & Indemnification

• Limitation of Liability: To the maximum extent permitted by law, the Company shall not be liable for indirect, incidental, or consequential damages resulting from cyber-attacks, force majeure events, or third-party infrastructure failures beyond our reasonable control.
• Indemnification: You agree to indemnify and hold harmless PayVance Innovation Private Limited from any claims, damages, or liabilities arising from your misuse of the platform or violation of this Privacy Policy.

11. Governing Law & Jurisdiction

This Privacy Policy shall be governed by, and construed in accordance with, the laws of India. Any legal actions or disputes arising out of this policy shall be subject to the exclusive jurisdiction of the courts located in Thane, Maharashtra, India.

12. Grievance Officer

If you have questions, feedback, or wish to submit a formal inquiry regarding your data privacy, please contact our designated Grievance Officer: